Starting a bank is not something that can be accomplished overnight.

It can be said that the dream is beautiful, but the reality is very skinny.

When we actually do it, it is called a thousand things, and everything needs to be considered.

At present, the problems that Yu Shengan needed to solve were mainly divided into three categories.

One, the banking system.

This point is the easiest to solve for Yu Sheng'an, who has the authority of the contract.

With the krypton gold exchange design of [Conquer the Second Plane] as a reference, Yu Shengan decided to directly use the core magic towers in the cities of Keweier as the bank outlets.

It not only makes use of the popularity and authority of the magic tower, but also ensures the safety of bank outlets.

For bank account design, the Internet point system is copied directly.

Second, the cashless payment system.

After carefully sorting out the known abilities of the contract godhead, Yu Shengan decided to give up copying and scanning the code to pay.

Instead, using the Godhead's ability to search for believers, users can directly search for nearby people, select the object to be traded, and directly enter the amount.

Even if the person is not nearby, just write down the unique soul number of the other party, and the currency can be paid in real time.

Third, the setting of standards such as deposit and loan interest rates and deposit reserve ratios.

This part directly stumped Yu Shengan.

After Dun Daner and Bessie's opposition to the issuance of national debt.

Yu Sheng'an has already realized that rashly pursuing imitationism is definitely a prelude to death.

In this world where the economy is still very underdeveloped, rashly giving high interest rates to absorb savings will inevitably cause economic deflation, which will lead to an economic depression that is more terrifying than inflation.

In addition, deposit and loan interest rates and deposit reserve ratios are monetary ammunition to control deflation and inflation.

An insignificant change in the decimal point will represent a huge amount of cash tightening or flowing into society.

If this line is not well drawn, it may bring Kevil into economic prosperity in a short period of time, but the price may be the real "eating more than enough money" instead of "borrowing chickens to lay eggs".

After careful consideration for the rest of my life,

Decided... don't be ashamed to ask.

He decided to travel to the main plane of Vilia to learn how their bank operates.

Using it as a blueprint, after referring to many economic concepts of Blue Star, and considering the actual situation of Kvir and even the Azea continent, make a decision.

However, the Kavier Empire urgently needs funds now to calm the impact of the war.

Therefore, although there are still some details that have not yet been prepared, it is possible to start the savings business to absorb funds.

Anyway, this money is only loaned to the empire. Judging from the current situation of Keweier, there is no need to worry about the ability to repay the debt at all.

In other words, if Kevil cannot repay this debt, then the empire is basically over.

------\u003e\u003e

If even the empire is over, is there any point in the existence of this bank?

All in all, everything is ready now, only the east wind is owed.

What Yu Shengan still needs to do is to recruit and train the first batch of bank employees.

Before Yu Shengan converted Kvir into a missionary area, the Kvir Empire consisted of only 16 cities.

With the concentration and strengthening of the power of the empire by the Internet, the empire has dispatched magicians on a large scale four times to build magic towers and upgrade towns to cities.

Thus, the Empire now has 20 cities, 2 of which have been destroyed in the war.

But because of Yu Sheng'an's income in Spada, it is not difficult to rebuild these two cities.

In this magical world, production efficiency can be said to be low, and it can be said to be frighteningly high.

Rebuilding a city sounds difficult.

But in the hands of a high-level magician, a city wall stretching tens of kilometers can be pulled out with earth magic in a few hours.

The really hard thing to build is the magic tower.

And the magic tower is also divided into different types, different specifications, and the power is naturally very different.

In other words, why didn't the five righteous gods directly implement the "heart-digging tactics" and go straight to Willis?

It is because the ring-shaped magic tower in this city is the most powerful magic tower in the Kavier Empire.

If you directly besiege the city, you may be dragged to death before the city.

Back to business.

Keweier's small country with few people, to a certain extent, is convenient for Yu Sheng'an.

There are a total of 20 cities, and each city is equipped with 2 salesmen. The old will bring the new, which is enough to slowly develop a banking team.

Now Yu Shengan only needs to personally train 40 employees.

Under Yu Sheng'an's request, the first batch of employees were all women, which naturally took advantage of women's workplace advantages to speed up the bank's incubation speed.

This group of people will be recruited and selected directly from the female housekeepers and maids with high education levels of the major nobles.

This matter will be in charge of the three Dharma gods, and Yu Sheng'an will be in charge of banking training.

However...the plan couldn't keep up.

The matter eventually took an unexpected turn.

...

"If you worship Ajaf, I can find a way to arrange for you to enter [Magic Forest], why do you need to attend the bank teller training class? I have already asked, the bank teller is similar to the bartender in the tavern, but you Imperial princess, how can you become a lowly bartender?"

Keweier's eleventh lord, Kesi'an, persuaded his younger sister, Clementine, earnestly.

At this moment, his mood almost collapsed.

------\u003e\u003e

It must be those damned ladies. It's okay to mention this to Clementine, otherwise how would my sister know?

"Who told you you were like a tavern bartender?"

Clementine rolled her eyes, and continued to direct the servants to pack their clothes.

At this time, there were several large boxes piled up at her feet.

Outside the window, a row of carriages were ready to go.

In the aisle, groups of servants were busy back and forth.

"Hardy! This is what Hardy said. He is Deng Daner's personal assistant. No one knows what this position does better than him."

"No one knows better than him? He knows better than Dun Daner? Even better than Ajeev?"

Clementine's rhetorical question stunned Kesian.

"If a bank teller is really like a tavern bartender, it must be serving gods."

Clementine raised her head and stared into her brother's eyes, and said seriously:

"My beloved His Majesty Kavier, take care of yourself, haven't you seen the discussion on the Internet? Ajeev is very likely to be a follower of the God of the Internet! What kind of summoner can summon demons besieging mountains and plains like him? Spada?"

"If you don't make friends with him now, when are you going to wait? Or, in the future, do you want to use me as a marriage bargaining chip and marry a certain magician? Even a gray-haired grandfather?"

Clementine's words made Ke'an tremble all over, and his pupils trembled.

He really wanted to shout, Ajaf is the god of the Internet!

But he can't.

Because he didn't want to tell his sister this, and because of the contract.

In the just-concluded war, the power displayed by the God of the Internet completely shocked him, and it also made him no longer resist the God of the Internet from the bottom of his heart.

But when he saw his younger sister taking the initiative to approach the God of the Internet, he subconsciously became anxious.

That is a god after all.

Whether it was good or bad to get too close to him, no one could tell.

He just wants to protect his sister.

But what his sister said made him suddenly realize that he actually didn't have the power to protect her at all.

The younger sister is not so much admiring Ajaf as she wants to control her own destiny.

Clementine eventually left.

This walk directly caused an uproar in Willis' circle of ladies.

Countless female housekeepers and maids who could have changed their destiny were inexplicably stolen by a group of noble ladies.

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